Ways to Save on Automobile Insurance

Believe it or not, you can get a good deal on your auto insurance if you shop around and take some steps that you may have not considered. An insurance agent gets commission on the more insurance you buy for your car such as collision, comprehensive, uninsured motorists, bodily injury etc. Americans love to shop around and drive a few extra blocks to save on gasoline, but yet they aren’t shopping around for their auto insurance. A survey conducted by Progressive Insurance found that 58 percent were unlikely to shop for auto insurance and 29 percent said that they haven’t shopped for coverage in more than five years. Don’t just go with the ad that you saw in the yellow pages or the company that your family uses, check it out for yourself and do a little shopping around. 1 - Get married. 2 - Take a defensive driving course. 3 - Ask about membership discounts. Insurance companies will conveniently forget to offer you a discount in their best interest. 4 - Install a car alarm 5 - Pay six months in full, twice a year rather than financing the premiums. 6 - Buy a car with safety features such as anti-lock brake system, alarm and air bags. 7 - Move to a better zip code. Areas where there are more uninsured motorists and more accidents get hit with higher rates. 8 - Keep your driving record clean so that your insurance company is never tempted to raise your rates. Your Financial freedom is our Goal For a completely confidential debt consolidation and budget analysis, call A New Horizon Credit Counseling today! Let our Certified Credit Counselors help you get a handle on your budget and pave the way for a strong and secure financial future. CALL TODAY - 1-800-556-1548 — Been in creditcounseling and New York Credit Counseling business for over 14 yrs writing articles and information for several sites.

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Ways to Save on Automobile Insurance

Car doctors? Get a second opinion!

Whenever you set up a system, it’s only as strong as the weakest link. Sometimes, the cause of the problem is inside the organization. Other times, the problem is a conflict of interest in the middleman. Whatever the cause, you can get trampled on unless you stand up for yourself. Most days, when you’re driving on the freeway, you get to see the wreckage from traffic accidents. You pass by because it’s not your problem. Auto insurance companies pick up the pieces. At least, that’s what all the ads say. Out of interest, I tracked down one of the drivers to see how it really goes down. Sarah from Wisconsin was making her usual commute when she was rear-ended. She was lucky. It flipped her over but she was unhurt. She did everything by the book. Waited with her car until the police appeared. Gave her statement and was later cleared of all blame in the report. Everyone who saw her car thought it was a total loss. Even the guys who came on the tow truck shook their heads and congratulated her on her escape without injury. “They dropped me off at an approved car rental agency. One telephone call to my auto insurance company and I was driving again.” She shook her head with a wry smile. “I never thought there were going to be problems. Roadside assistance had worked perfectly. I was in a rental car. The wreck had been cleared from the road. I was expecting a check for a replacement vehicle within days.” Except when the word came from the “certified” repair shop, it was ‘repair’. “Everyone thought they were nuts. Repair a car that badly damaged and you’ve got one problem after another and no-one wants to buy it secondhand. But they kept on like a broken record. Repair, repair. Guess they needed the business. I asked the agent to give me the name of another “certified” repair shop. They took one look at the wreck, laughed and called the claims assessors. After haggling, it was agreed a total loss.” When you’ve got health problems, you look for a second opinion from a different physician if you don’t get the answer you want. The same holds true for auto insurance. Repair shops make money when they repair. You have a right to challenge the first shop’s assessment. Sarah got her check. It was a hassle but she struck to her guns and won out in the end. — David Mayer has shared his vision on numerous subjects throughout the years working with http://www.allstatescarinsurance.com/car-doctors-get-a-second-opinion.html on a frequent basis. You can see most of his professional contributions there.

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Car doctors? Get a second opinion!